Purpose
These Terms of Use govern access to and use of the website published by ALTIVALIS GROUP LTD. Browsing the website implies compliance with these Terms, subject to the user’s applicable mandatory rights.
Website access
Altivalis strives to provide reasonable access to the website but does not guarantee continuous availability. Access may be temporarily suspended for maintenance, security, updates, technical incidents or force majeure.
Nature of the information
The website’s content serves institutional, informational and educational purposes. Unless expressly stated and within an appropriate regulatory framework, it does not constitute investment advice, a personal recommendation, legal or tax advice, a public offer or a solicitation to subscribe to a financial instrument.
Simulator
The simulator provides estimates based on the information entered and calculation assumptions. Results are indicative, non-contractual and do not guarantee any performance. They may differ from actual results, particularly due to markets, fees, taxation, inflation, investment duration and the assumptions used.
Users undertake to provide reasonably accurate information when requesting a personalised simulation. They are responsible for checking that the service meets their needs and, before making any financial decision, obtaining appropriate professional advice where necessary.
Artificial intelligence
Some analyses or explanations may be produced with the assistance of algorithmic or artificial intelligence tools. These tools may produce errors, approximations or incomplete interpretations. Results should be treated as informational and educational assistance, rather than an automated regulated decision or recommendation.
Permitted use
Users undertake not to use the website unlawfully, fraudulently or in a manner that could harm its security or operation. In particular, attempting to access Altivalis servers, accounts, databases, private interfaces or systems without authorisation, bypassing security measures, introducing malicious code or performing vulnerability tests without written authorisation is prohibited.
Intellectual property
The website’s content, trademarks, logos, interfaces, texts, software, graphics and other components are protected by applicable rights. No intellectual property rights are transferred to users merely by accessing the website.
Third-party links and services
The website may contain links to or embed services provided by third parties. Altivalis does not exercise general control over their content, availability or practices. Use of these services may be subject to the terms and policies of the relevant third parties.
Liability
To the extent permitted by applicable law, Altivalis cannot be held liable for losses resulting from improper use of the website, incorrectly entered information, a financial decision made solely on the basis of a simulation, a technical interruption or an external event reasonably beyond its control. Nothing in these Terms limits any liability that cannot lawfully be excluded or limited.
Personal data and cookies
Personal data processing is governed by the Privacy policy. Cookies and similar technologies are governed by the Cookie policy, which form part of the website’s legal framework.
Changes to the Terms
Altivalis may amend these Terms to reflect changes to the website, its features or regulations. The version in force is the one published on the website with its update date.
Governing law
Subject to any mandatory protection rules applicable to the user, these Terms are governed by Maltese law and applicable European Union law. Competent courts are determined in accordance with applicable legal rules.
Contact
ALTIVALIS GROUP LTD - Fawwara Building, Unit S043, Triq L-Imsida, Gżira, GZR 1401, Malta - [email protected].